I applied for a Revolut card when I came out this time. The Revolut card is a Mastercard and you can use it almost anywhere for purchases and ATM withdrawals and top it up from your bank account via an app on your phone.
It’s partly for security, as you need a pin to get into the app, and I only to it up £100 at a time so if it was ever stolen and they managed to get the pin I’d not lose much. The bank account linked to it is a second one that I don’t keep much cash in.
I love the way it works, you top it up however much you like and if you wish to convert to say…euros, you get the best rate going at that moment in time. The way I tend to use it though is I leave it in £’s, and when I pay for things it automatically converts enough £’s into that currency at the best rates.
I found it great for being in Poland because while some places do accept euros, they make up the conversion rate in their head so you can end up losing out. I also used it in Amsterdam to pay for the camp site as it was machine access out of hours.
You can also use the Revolut card in ATM’s for local currency and whichever way you use it you don’t pay any fees. You can pay micro fees such as for a coffee, it’s contactless and you can even pay other people who have a Revolut account using their mobile number! Definitely the card for a modern world.
If you lose it, you simply log into the app and disable the card, sorted. I have a backup phone that I use too if I am somewhere I’m unused to where there’s a lot of crime. I’m going to find out if you can have the app installed on more than one phone.
I dislike having to carry loads of cash in the van, and I like the security aspect of the Revolut card. it’s definitely my choice for use abroad even if you only ever go to countries with $’s or €’s.